well what are people generally doing regarding insurance? The companies listed above are fine I am sure but if our vehicles can't be used off-road with these policies what are we supposed to do? I have a '94 and I am guessing USAA will tell me it isn't worth much if I am in an accident.
I’ve had really good luck with NCM Insurance. I used them for a NAS 90 I used to own, and my current 110. It’s somehow affiliated with the National Corvette Museum, so I feel like they are “car people.”
I think they are mainly looking for vehicles that get lower usage/mileage. I don’t know how they would handle a daily driver, or something that you wheel consistently. It’s worth asking them though.
What I like is that you get the same 2-3 people on the phone when you call or via email, and they don’t dicker around on coverage value. I’ve been able to state the value I want, and had plenty of leeway to adjust it if I wanted to. I’ve never had a claim, so can’t speak to that.
To the OP, I’m not sure how they would feel about not having a garage.